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Financial management is 80% behavior and 20% know-how.

Bachman, J, 2001

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You Can Achieve Lasting Financial Wellness

Financial Coaching

Help for Divorcees & Widows

Credit & Debt Management

Unlock your financial potential with personalized coaching tailored to your unique needs from budget building to debt reduction and beyond.

Credit & Debt Management

Help for Divorcees & Widows

Credit & Debt Management

Take control of your financial health with personalized strategies to help you reduce debt, improve your credit score, and achieve true and lasting financial wellness.

Help for Divorcees & Widows

Help for Divorcees & Widows

Help for Divorcees & Widows

I offer compassionate support and guidance to help you rebuild financial stability, manage assets and debts, plan for a secure future, and empower you to take control of your financial well-being during difficult times.

Short and Long-Term Saving

Managing Risk with Insurance

Help for Divorcees & Widows

Achieve your financial goals with tailored strategies for both short and long-term savings. 

Financial Literacy

Managing Risk with Insurance

Managing Risk with Insurance

Build a strong foundation for your financial health with my financial literacy program. 

Managing Risk with Insurance

Managing Risk with Insurance

Managing Risk with Insurance

Protect your family and your financial future by effectively managing risk with the right insurance coverage. 

Accredited Financial Counseling

AFC®

  

As an Accredited Financial Counselor operating in New Jersey, it's important to clarify my role and limitations in providing financial guidance. 

I am not a licensed financial planner, nor am I authorized to provide specific investment advice. My services are focused on coaching and educating individuals on financial principles, budgeting, debt management, and general financial literacy.

While I strive to provide accurate and helpful information, I cannot guarantee the suitability or success of any financial decisions made by clients. It's essential for clients to consult with licensed professionals, such as financial planners or investment advisors, for personalized investment recommendations tailored to their unique circumstances.

By engaging my services as a financial coach, clients acknowledge and understand that I do not offer specific investment advice, and any decisions made based on the information provided during coaching sessions are at their own risk. I encourage clients to seek professional guidance before making significant financial decisions.


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"Your financial health is deeply intertwined with your overall well-being; a stable budget can lead to a calmer mind & healthier body."

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