Privacy Policy

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Funds Fundamentals LLC, operating as a single-owner Limited Liability Company (LLC) in New Jersey, is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect information gathered through our financial counseling/coaching services. By using our services, you consent to the practices described in this policy.

Information We Collect

We collect and process various types of personal information to provide our financial counseling/coaching services effectively. The types of information we may collect include:

1. Personal Information: Name, address, email address, phone number, date of birth, social security number (where necessary for tax-related services), and other contact details.
2. Financial Information: Income, expenses, assets, liabilities, credit history, and other financial data provided by you.
3. Communications: Records of correspondence and communications with us, including emails, chat logs, and phone call records.
4. Technical Information: Information about your device and internet connection, such as IP address, browser type, and operating system.
5. Usage Data: Information about how you use our services, including pages visited, links clicked, and actions taken.
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How We Use Your Information

We use the information we collect for the following purposes:

1. Providing Services: To deliver financial counseling/coaching services, including assessing your financial situation, providing advice, and creating personalized financial plans.
2. Communications: To communicate with you, respond to inquiries, and provide customer support.
3. Legal Compliance: To comply with legal obligations, such as tax reporting requirements.
4. Improvement of Services: To analyze trends, monitor usage, and improve our services.
5. Marketing: With your consent, to send promotional emails about new services or special offers.

Sharing of Information

We do not sell your personal information. We may share your information in the following circumstances:

1. Service Providers: With trusted third-party service providers who assist us in delivering our services (e.g., File Request Pro for document sharing, Google Drive for cloud storage).
2. Legal Compliance: When required to comply with applicable laws, regulations, or legal processes.
3. Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets.
4. With Your Consent: When you give us explicit consent to share your information for specified purposes.

Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, alteration, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. When we no longer need your information, we will securely delete or anonymize it.

Your Rights

You have certain rights regarding your personal information, including the right to:

1. Access: Request access to the personal information we hold about you.
2. Rectification: Request correction of inaccurate or incomplete information.
3. Erasure: Request erasure of your personal information under certain circumstances.
4. Restriction: Request restriction of processing of your personal information under certain circumstances.
5. Objection: Object to processing of your personal information under certain circumstances.
6. Data Portability: Request the transfer of your personal information to another party in a structured, commonly used, and machine-readable format.

To exercise these rights, please contact us using the information provided below.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Funds Fundamentals, LLC

jen@fundsfundamentals.com

973-370-0781

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated policy on our website or by other means prior to the changes taking effect.

Conclusion

By using our financial counseling/coaching services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with this policy, please do not use our services.